What Is Final Expense Life Insurance?
Final Expense insurance is a Whole Life policy that pays for medical bills and funeral expenses when you die. It is also referred to as "burial insurance" or "funeral insurance". It is a popular choice among seniors, age 50 to 80 years old.
Most Plans Feature:
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NO EXPIRATION - if premiums are paid.
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FIXED PREMIUMS - premiums stay the same as long as they are paid.
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EASY APPLICATION PROCESS - can be completed in just a few minutes.
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SIMPLIFIED ISSUE - usually no medical exam. Some policies, just a few health questions.
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FAST APPROVALS - coverage can often be issued within only a few days.
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AFFORDABLE RATES - to fit most budgets.
Average Funeral Costs
$9000
Keep in mind this does not include costs like grave site, marker, etc.
AVG,
Leave Memories, NOT Bills!
As with everything in this world, the costs of funerals has been steadily rising with time. The average cost of a funeral is $9,000.
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In most cases this does not include costs like the grave site, grave marker, or other things. The truth is that the final bill can end up being an average of $11,000 to $20,000.
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If you have any final medical costs, those just add to the burden left behind with your loved ones.
Who else is going to pay for everything? How much of a strain will it put on the ones you leave behind?
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A surviving spouse or child may receive a lump sum death benefit payment of $255 from Social Security - if they meet certain requirements. But how far does that really go to helping?
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So, where will YOUR loved ones get the money to make up the difference? Will they use money they need for themselves? Will they be asking for donations? Don't leave it to chance. Call Healthier Insurance Group and let us explore ALL the options and find what works best for you.
WELCOME to our self-quoting tool. We understand you may want to get a general idea of what your possible rate may be for a Final Expense Life Insurance Plan.
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Feel free to use this tool for you and a loved one. Be sure to use accurate information.
Keep in mind that this is a "general" quote, not a final quote. Your individual results may vary by other factors and the company that is most appropriate for your particular situation.
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When finished...we'll be waiting to take care of you!